Terms

Terms of use

Susman Insurance Agency, a California-licensed firm (License 0B75129), runs this site. It offers background on life insurance and a quoting tool powered by the carriers' input.

Quotes are estimates. The amounts displayed are carrier quotes for your selected class and are informational only. They are not an insurance offer, a guaranteed price or a commitment to approval. The carrier decides the final cost, class and whether you qualify after its review; the written policy and any amendments are binding.

No insurance starts here. Getting a quote, submitting an application or sending a message does not activate any coverage. Insurance only begins when the carrier issues and you accept a policy and payment clears.

Availability. Products, carriers and prices shift based on your location and situation and can change anytime. Results shown are for California.

Information. Articles here are broad educational content, not legal, tax or financial guidance. Run important decisions past a qualified advisor.

Third-party platform. The application page brings in a secure form run by an outside company under separate terms.